However, I am very concerned with the way you 16 money.
答案：(A) manage
語意「你花錢的方式」，manage money（管理金錢）符合家長對孩子理財方式的擔憂；restrict（限制）、charge（收費）、deposit（存款）都不符合這裡「廣義理財管理方式」的語境。
manage 你第一個想到的一定是 manage to V「設法做到、好不容易做成」。但 manage 更基本的身分是及物動詞「管理、掌管」，受詞可以是錢、時間、人、公司：manage money、manage one's time、manage a team。這封信通篇在講理財，the way you manage money 就是「你管理金錢的方式」。
這題答對率 45%，鑑別度卻高達 63，是全篇最會拉開差距的一題，分開的正是「認不認得 manage 的及物用法」。句構上還有一個可以自己驗算的地方：the way 後面直接接了一個完整子句 you ___ money，中間什麼都沒有——這正是 the way 後面可以什麼都不接的用法（the way 後面可接 that、可接 in which，也可以什麼都不接；the way how 則不合文法，見 100 年第 24 題）。既然是完整子句，空格要填的就是這個子句的動詞，而且受詞是 money。
restrict 是「限制」，但它的受詞通常是行為或數量（restrict spending 限制花費、restrict access 限制取得），restrict money 不是自然的說法；而且媽媽擔心的是「方式」不是「額度」。charge 常被讀成「充電」，它當「收費」時的說法是 charge sb for sth，這裡沒有收費的對象。deposit 是「存入」，只指把錢存進帳戶這一個動作，涵蓋不了整封信在講的整套理財行為。
manage money（管理金錢）、manage one's time（管理時間）、manage to V（設法做到）、restrict spending（限制花費）、charge sb for sth（向某人收取費用）、deposit money in an account（把錢存入帳戶）。
Dear Son,
I am very happy to hear that you are doing well in school. However, I am very concerned with the way you 16 money. I understand that college students like to 17 parties, movies, and lots of activities, but you also have to learn how to do without certain things. After all, you must live within a limited budget.
18 the extra money you want for this month, I am sorry that I have decided not to send it to you because I think it is time for you to learn how to live without my help. If I give you a hand every time you have problems with money now, what will you do when you no longer have me to support you? Besides, I remember telling you I used to have two part-time jobs when I was in college just to 19 . So, if you need money now, you should try either finding a job or cutting down on your 20 .
I understand it is not easy to live on your own. But learning to budget your money is the first lesson you must learn to be independent. Good luck, son. And remember: never spend more than you earn.
Love, Mom